Open Banking has greatly accelerated the change in lending. Due to the availability of data, lenders can now look deeper than simply calculating the credit score for analysing a customer's creditworthiness and assessing risk more accurately.
OneLinQ’s AI powered platform helps lenders quickly tailor their products and services to meet customer needs. Open banking enables financial companies to automatically acquire and analyse open banking data of clients to assess their creditworthiness. Moreover, the use of open banking increases the speed of loan application processing, screening, and approval, providing game changing efficiencies.
OneLinQ's AI and data analytics powered solutions enable you to harness and monetise customer data to offer hyper-targeted and relevant products and services.
Unlock the hidden customer and market knowledge in existing data repositories with OneLinQ. Anticipate needs and actively assist customers through our AI-powered platform.
OneLinQ's intelligent Income Verification service uses current account transaction data to verify your customer's declared income - helping you make better business decisions.
Make speedy and informed lending decisions using OneLinQ's instant verification tools - avoiding delay, customer frustration and abandonment.
No more manual delays and application reviews - income verification in seconds using our Open Banking based service.
OneLinQ's agile platform streamlines processing and integration, removing the need to significantly adapt your own systems or undertake complex configurations and integration work.
Know your customer, know your customers' needs. OneLinQ provides real insight into your customers' financial health, enabling you to provide tailored services relevant to them.
Real customer insight unlocks opportunities to anticipate needs, helping your customers and generating new revenue for you.
OneLinQ's real-time Income Verification avoids the traditional delays on manual reviews and frustrating document-gathering by customers. Avoid false refusals and abandoned applications.
Time to market, time to value, time to decision, time to revenue... Let OneLinQ remove delays and complexities - for you and your clients.
OneLinQ provides a suite of cloud-based payment services for businesses.
Find out moreAccess 400m customers across 28 countries, that's over 80% of the market, with OneLinQ's comprehensive range of Payments and Open Banking solutions.
Get in touch todayOneLinQ is a cloud payments company that takes the complexity out of payments and open banking. Our unique APIs provide a comprehensive Open Finance as a Service for banks, businesses, consumers and fintechs.
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